Have you ever wondered if you should get excess buyback with your car insurance policy? In our last article, we talked about my car being vandalized while being towed to the mechanic’s shop. The damage to the vehicle was so severe it took 2 weeks to repair. Throughout that two weeks, the insurance company provided me with a similar car to the one I drive. In addition, they provided…
Have you ever had to get a police report for a car insurance claim? I learnt first hand how police report hinders insurance claims. While driving home the other day, my car started giving me signs something was wrong at Apongbon. But I couldn’t take a chance to stop there at 7 pm. So, I kept driving and praying to God that I made it home before the car…
If you have been following insurance Info then you know I am an advocate for having and maximizing your car insurance, particularly if you are driving in Lagos. We have talked about third party liability insurance, uninsured insurance and comprehensive insurance. We would like to bring you up to speed on some car insurance terminologies, to keep you well informed. Insurance Premium Insurance premium is the amount you would pay…
Do you know what uninsured and under insured insurance coverage is? In previous articles, we discussed third party liability insurance and comprehensive car insurance. Today I want to cover uninsured and under insured insurance coverage which is another less known insurance option in Nigeria. I found out about it when I inquired about it with my insurance agent back in the US. As a student, I couldn’t afford comprehensive…
We have established the importance of having comprehensive car insurance, but have you thought about why you should know what your insurance covers? One day, I was driving on Eko bridge when traffic suddenly started to gather ahead of me. I slowed down in time to avoid hitting the car in front of me. Then, I looked through my rear-view mirror and I saw a minivan coming at me…
I was scrolling through my Facebook timeline the other day when I saw a picture with the caption, “your car is parked in your premises, rain fell and your neighbour’s fence fell and damaged the car, who will bear the consequences, the neighbour or the car owner?” This, by the way, adds to more reasons why you should have comprehensive car insurance. The first thing that came…